The journey to home ownership can be exciting, if you understand the step by step process. If you are unprepared you might be a bit afraid or intimidated by the whole process of buying your first home.
It is my job to guide you through the whole process. I will take the time to go through each and every step of buying your first home. Please don't hesitate to ask any questions you may have - and remember there are NO WRONG QUESTIONS.
I promise I won't talk in the Real Estate Mumbo Jumbo Lingo that only real estate agents understand. You will not be rushed through the process. I have an abundance of patience and will let you go at your own pace. My focus is on educating my clients - not making a quick sale.
Together we will consider:
YOUR LOAN - How much will the bank loan you. How much are you comfortable spending. How to qualify for a loan. How to shop for the best deal on a loan. How to qualify for the first time homebuyer programs. How to buy with little or no down payment (yes you CAN still do that). How much cash will you need. How much are your payments going to be. Which loan program is best for YOU.
YOUR NEW HOUSE - What areas do you prefer. What to look for when looking at houses. What features can you expect to find in different price ranges. How much are the houses really worth. How to negotiate the best deal.
INSPECTIONS - What inspections do you need? - Home inspections are the BEST money you will spend in real estate.
SERVICE PROVIDERS - I have a list of proven professionals that you will need through out the process: Title Companies, Building Inspectors, Loan Officers, Survey Companies, Insurance Agents, Moving Companies etc.
I will take the time to fully explain ALL of the home buying process. I will help you become knowledgeable in ALL aspects of the process. You may need to look at one house or fifty houses - We'll take all the time you need to find the RIGHT house for you.
Buying your first home should be a fun, exciting experience. Call me and let's get started. I have been helping people purchase homes since 1991. Profit from my experience. Call 636 219-5136 or email MichelleRottach@LetsGetItSold.com
First time homebuyers programs in St Charles county include the $8000 federal tax credit from the new Stimulus Package, MHDC first time homebuyer program, down payment assistance for first time homebuyers and other Missouri first time home buyer help